Case file: 700Credit, LLC
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Oct 25, 2025 to Oct 27, 2025
- Discovered
- No discovery date stated in the letters we read
- State and federal records
- 4 filings, Nov 21, 2025 to Dec 16, 2025
- Residents counted
- 797,353 in 2 states (TX, WI), latest filing per state
- Everyone affected
- 5,836,521, as reported to Texas AG on Dec 16, 2025
- Information exposed
- Social Security number, Date of birth, Postal address
- Offered to those affected
- credit or identity monitoring through Experian (term not stated in the letter we read)
- Third party named
- Yes, the letter attributes the incident to a vendor or service provider
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Texas Texas AG | Dec 16, 2025 | 709,406 | 5,836,521 | No dates to count between | Record |
| Oregon Oregon DOJ | Dec 12, 2025 | 5,836,521 (total) | 46 days from breach end, statute 45 days | Record | |
| California California AG | Dec 12, 2025 | Not published | 48 days from breach end, statute 30 days | Letter Record | |
| Wisconsin Wisconsin DATCP | Nov 21, 2025 | 87,947 | 27 days from breach end, statute 45 days | Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 46 days from the end of the breach window (Oct 27, 2025, no discovery date in the letter) to the Oregon record (Dec 12, 2025). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 48 days from the end of the breach window (Oct 25, 2025, no discovery date in the letter) to the California record (Dec 12, 2025). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
- 27 days from the end of the breach window (Oct 25, 2025, no discovery date in the letter) to the Wisconsin record (Nov 21, 2025). Statute: 45 days from learning of the acquisition (Wis. Stat. § 134.98).
The statutes
- Texas: 60 days to notify residents from determination that the breach occurred, Tex. Bus. & Com. Code § 521.053. Attorney General within 30 days of determination when 250 or more Texas residents are affected.
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
- Wisconsin: 45 days to notify residents from learning of the acquisition, Wis. Stat. § 134.98. No notice to a state agency. Consumer reporting agencies when 1,000 or more are notified.
Sources and method
Records as published by Texas AG, Oregon DOJ, California AG, Wisconsin DATCP. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.