Case file: Charles Schwab & Co., Inc.
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Dec 16, 2021
- Discovered
- Dec 16, 2021, as stated in the California letter
- State and federal records
- 1 filing, Mar 23, 2022
- Residents counted
- No state publishes a resident count for this incident
- Everyone affected
- No filing gives a total
- Information exposed
- Social Security number, Driver's license / state ID, Passport number, Usernames / passwords, Tax ID / EIN / ITIN
- Offered to those affected
- 24 months of credit or identity monitoring through Experian
- Third party named
- No
- Days to notice
- Past the statutory period in California, counted from discovery to the state's first record
- Prior incidents
- 2 earlier incidents on record for this organization
The letter: "On December 16, 2021, Schwab discovered a potential issue regarding certain chat and email messages and immediately began an investigation."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| California California AG | Mar 23, 2022 | Not published | 97 days, statute 30 days, over | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 97 days from discovery (Dec 16, 2021) to the California record (Mar 23, 2022). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
Prior incidents by Charles Schwab & Co., Inc.
| Records | Breach window | Filed with | People |
|---|---|---|---|
| Nov 11, 2016 | Mar 25, 2016 | Oregon | 22,442 total |
| May 3, 2016 | Not stated in the filings | California | n/a |
Filings more than six months apart are shown as separate incidents.
Filings by others that name Charles Schwab & Co., Inc.
Clients of a breached vendor often file under their own names and name the vendor.
- TD Ameritrade, Inc. and Charles Schwab & Co., Inc., a TD Ameritrade affiliate., Oregon, Aug 8, 2023, 61,160
- TD Ameritrade, Inc. and Charles Schwab & Co., Inc., a TD Ameritrade affiliate., California, Aug 8, 2023
Sources and method
Records as published by California AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.