Case file: Financial Business and Consumer Solutions
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Feb 26, 2024
- Discovered
- Feb 26, 2024, as stated in the California letter
- State and federal records
- 11 filings, Apr 26, 2024 to Nov 27, 2024
- Residents counted
- No state publishes a resident count for this incident
- Everyone affected
- 1,955,385, as reported to Oregon DOJ on Apr 26, 2024
- Information exposed
- Financial / bank account, Postal address
- Offered to those affected
- credit or identity monitoring through Experian (term not stated in the letter we read)
- Third party named
- Yes, the letter attributes the incident to a vendor or service provider
- Days to notice
- Past the statutory period in all 2 states that set one, counted from discovery to each state's first record
The letter: "On February 26, 2024, FBCS discovered unauthorized access to certain systems in its network."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| California California AG | Nov 27, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | Jul 23, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | Jul 19, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | Jul 17, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | Jul 10, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | Jul 8, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | Jun 20, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | May 29, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| California California AG | May 10, 2024 | Not published | Later filing, first record Apr 26, 2024 | Letter Record | |
| Oregon Oregon DOJ | Apr 26, 2024 | 1,955,385 (total) | 60 days, statute 45 days, over | Record | |
| California California AG | Apr 26, 2024 | Not published | 60 days, statute 30 days, over | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 60 days from discovery (Feb 26, 2024) to the Oregon record (Apr 26, 2024). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 60 days from discovery (Feb 26, 2024) to the California record (Apr 26, 2024). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
Filings by others that name Financial Business and Consumer Solutions
Clients of a breached vendor often file under their own names and name the vendor.
- Comcast Cable Communications LLC (supplemental notice regarding incident at Financial Business and Consumer Solutions, Inc. (“FBCS”)), California, Oct 3, 2024
- Financial Business and Consumer Solutions, Inc. (Second Supplemental Notice), Delaware, Jun 19, 2024, 102
- Financial Business and Consumer Solutions (Supplemental x2), Delaware, Apr 26, 2024, 10,818
- Financial Business and Consumer Solutions, Inc. (notification on behalf of American First Finance, LLC and Truist Bank and Regional Acceptance), Delaware, Apr 4, 2024, 6,574
Sources and method
Records as published by California AG, Oregon DOJ. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 10 letters read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.