Case file: Flagstar Bank, N.A.
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- May 31, 2023
- Discovered
- No discovery date stated in the letters we read
- State and federal records
- 3 filings, Oct 5, 2023 to Dec 15, 2023
- Residents counted
- No state publishes a resident count for this incident
- Everyone affected
- 837,390, as reported to Oregon DOJ on Oct 6, 2023
- Information exposed
- Not stated in the listings
- Offered to those affected
- 24 months of credit or identity monitoring through Experian
- Third party named
- Yes, the letter attributes the incident to a vendor or service provider
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| California California AG | Dec 15, 2023 | Not published | Later filing, first record Oct 5, 2023 | Letter Record | |
| Oregon Oregon DOJ | Oct 6, 2023 | 837,390 (total) | No dates to count between | Record | |
| California California AG | Oct 5, 2023 | Not published | 127 days from breach end, statute 30 days | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 127 days from the end of the breach window (May 31, 2023, no discovery date in the letter) to the California record (Oct 5, 2023). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
Sources and method
Records as published by California AG, Oregon DOJ. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 2 letters read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.