Case file: Georgia Heritage Federal Credit Union
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Jan 25, 2025
- Discovered
- No letter on file to read
- State and federal records
- 3 filings, Apr 17, 2026 to Apr 28, 2026
- Residents counted
- 334 in 3 states (MA, TX, VT), latest filing per state
- Everyone affected
- 43,077, as reported to Texas AG on Apr 22, 2026
- Information exposed
- Social Security number, Financial / bank account, Driver's license / state ID, Date of birth, Postal address
- Offered to those affected
- No letter on file to read
- Third party named
- No letter on file to read
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Massachusetts Massachusetts OCABR | Apr 28, 2026 | 36 | No dates to count between | Record | |
| Texas Texas AG | Apr 22, 2026 | 294 | 43,077 | 452 days from breach end, statute 60 days | Record |
| Vermont Vermont AG | Apr 17, 2026 | 4 | No dates to count between | Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 452 days from the end of the breach window (Jan 25, 2025, no discovery date in the letter) to the Texas record (Apr 22, 2026). Statute: 60 days from determination that the breach occurred (Tex. Bus. & Com. Code § 521.053).
The statutes
- Massachusetts: no fixed period to notify residents from knowledge or reason to know of the breach, Mass. Gen. Laws ch. 93H, § 3. Attorney General and OCABR as soon as practicable and without unreasonable delay, every breach.
- Texas: 60 days to notify residents from determination that the breach occurred, Tex. Bus. & Com. Code § 521.053. Attorney General within 30 days of determination when 250 or more Texas residents are affected.
- Vermont: 45 days to notify residents from discovery or notification of the breach, 9 V.S.A. § 2435. Attorney General within 14 business days of discovery or of the consumer notice, whichever is sooner, every breach.
Sources and method
Records as published by Massachusetts OCABR, Texas AG, Vermont AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 0 letters read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.