Case file: Horizon Actuarial Services, LLC
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Nov 10, 2021 to Nov 17, 2021
- Discovered
- Jan 9, 2022, as stated in the California letter
- State and federal records
- 11 filings, Mar 9, 2022 to Jun 9, 2022
- Residents counted
- 704 in 1 state (DE), latest filing per state
- Everyone affected
- 194,195, as reported to Oregon DOJ on Mar 22, 2022
- Information exposed
- Email address
- Offered to those affected
- 12 months of credit or identity monitoring through Experian
- Third party named
- Yes, the letter attributes the incident to a vendor or service provider
- Days to notice
- Past the statutory period in all 3 states that set one, counted from discovery to each state's first record
The letter: "On January 9, 2022,we determined potentially sensitive information was located in one of these files."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| California California AG | Jun 9, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| California California AG | May 24, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| California California AG | May 18, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| California California AG | May 10, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| California California AG | Apr 15, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| California California AG | Apr 11, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| Delaware Delaware DOJ | Apr 11, 2022 | 704 | 92 days, statute 60 days, over | Letter Record | |
| California California AG | Mar 25, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| Oregon Oregon DOJ | Mar 22, 2022 | 194,195 (total) | 72 days, statute 45 days, over | Record | |
| California California AG | Mar 22, 2022 | Not published | Later filing, first record Mar 9, 2022 | Letter Record | |
| California California AG | Mar 9, 2022 | Not published | 59 days, statute 30 days, over | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 92 days from discovery (Jan 9, 2022) to the Delaware record (Apr 11, 2022). Statute: 60 days from determination of the breach (6 Del. C. § 12B-102).
- 72 days from discovery (Jan 9, 2022) to the Oregon record (Mar 22, 2022). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 59 days from discovery (Jan 9, 2022) to the California record (Mar 9, 2022). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
- Delaware: 60 days to notify residents from determination of the breach, 6 Del. C. § 12B-102. Attorney General when more than 500 Delaware residents are affected, no later than the resident notice.
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
Sources and method
Records as published by California AG, Delaware DOJ, Oregon DOJ. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 10 letters read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.