Case file: Impac Mortgage Holdings, Inc.
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Feb 21, 2024 to Mar 20, 2024
- Discovered
- Mar 20, 2024, as stated in the California letter
- State and federal records
- 5 filings, Apr 17, 2026 to Apr 22, 2026
- Residents counted
- 1,461 in 3 states (TX, VT, MA), latest filing per state
- Everyone affected
- 61,066, as reported to Texas AG on Apr 22, 2026
- Information exposed
- Social Security number, Postal address
- Offered to those affected
- credit or identity monitoring through Experian (term not stated in the letter we read)
- Third party named
- No
- Days to notice
- Past the statutory period in all 4 states that set one, counted from discovery to each state's first record
The letter: "On March 20, 2024, Impac identified indications of potential unauthorized access to its systems."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Texas Texas AG | Apr 22, 2026 | 1,431 | 61,066 | 763 days, statute 60 days, over | Record |
| Oregon Oregon DOJ | Apr 17, 2026 | 61,066 (total) | 758 days, statute 45 days, over | Record | |
| Vermont Vermont AG | Apr 17, 2026 | 1 | 758 days, statute 45 days, over | Record | |
| Massachusetts Massachusetts OCABR | Apr 17, 2026 | 29 | 758 days, statute no fixed period | Record | |
| California California AG | Apr 17, 2026 | Not published | 758 days, statute 30 days, over | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 763 days from discovery (Mar 20, 2024) to the Texas record (Apr 22, 2026). Statute: 60 days from determination that the breach occurred (Tex. Bus. & Com. Code § 521.053).
- 758 days from discovery (Mar 20, 2024) to the Oregon record (Apr 17, 2026). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 758 days from discovery (Mar 20, 2024) to the Vermont record (Apr 17, 2026). Statute: 45 days from discovery or notification of the breach (9 V.S.A. § 2435).
- 758 days from discovery (Mar 20, 2024) to the Massachusetts record (Apr 17, 2026). Statute: no fixed period from knowledge or reason to know of the breach (Mass. Gen. Laws ch. 93H, § 3).
- 758 days from discovery (Mar 20, 2024) to the California record (Apr 17, 2026). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- Texas: 60 days to notify residents from determination that the breach occurred, Tex. Bus. & Com. Code § 521.053. Attorney General within 30 days of determination when 250 or more Texas residents are affected.
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
- Vermont: 45 days to notify residents from discovery or notification of the breach, 9 V.S.A. § 2435. Attorney General within 14 business days of discovery or of the consumer notice, whichever is sooner, every breach.
- Massachusetts: no fixed period to notify residents from knowledge or reason to know of the breach, Mass. Gen. Laws ch. 93H, § 3. Attorney General and OCABR as soon as practicable and without unreasonable delay, every breach.
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
Sources and method
Records as published by Texas AG, Oregon DOJ, Vermont AG, Massachusetts OCABR, California AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.