Case file: Kovack Financial, LLC
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Aug 8, 2025 to Aug 27, 2025
- Discovered
- Jul 16, 2026, as stated in the California letter
- State and federal records
- 6 filings, Aug 10, 2026 to Aug 14, 2026
- Residents counted
- 5,914 in 4 states (TX, VT, MA, WA), latest filing per state
- Everyone affected
- 109,506, as reported to Texas AG on Aug 14, 2026
- Information exposed
- Social Security number, Driver's license / state ID, Passport number, Financial / bank account, Medical / health information
- Offered to those affected
- 12 months of credit or identity monitoring through Experian
- Third party named
- No
- Days to notice
- Within the statutory period in all 5 states that set one, counted from discovery to each state's first record
- Prior incidents
- 1 earlier incident on record for this organization
The letter: "On July 16, 2026, it was determined that information related to you was contained within the files and may have been accessed."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Texas Texas AG | Aug 14, 2026 | 3,301 | 109,506 | 29 days, statute 60 days | Record |
| Oregon Oregon DOJ | Aug 10, 2026 | 109,506 (total) | 25 days, statute 45 days | Record | |
| Vermont Vermont AG | Aug 10, 2026 | 243 | 25 days, statute 45 days | Record | |
| California California AG | Aug 10, 2026 | Not published | 25 days, statute 30 days | Letter Record | |
| Massachusetts Massachusetts OCABR | Aug 10, 2026 | 1,713 | 25 days, statute no fixed period | Record | |
| Washington Washington AG | Aug 10, 2026 | 657 | 25 days, statute 30 days | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 29 days from discovery (Jul 16, 2026) to the Texas record (Aug 14, 2026). Statute: 60 days from determination that the breach occurred (Tex. Bus. & Com. Code § 521.053).
- 25 days from discovery (Jul 16, 2026) to the Oregon record (Aug 10, 2026). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 25 days from discovery (Jul 16, 2026) to the Vermont record (Aug 10, 2026). Statute: 45 days from discovery or notification of the breach (9 V.S.A. § 2435).
- 25 days from discovery (Jul 16, 2026) to the California record (Aug 10, 2026). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
- 25 days from discovery (Jul 16, 2026) to the Massachusetts record (Aug 10, 2026). Statute: no fixed period from knowledge or reason to know of the breach (Mass. Gen. Laws ch. 93H, § 3).
- 25 days from discovery (Jul 16, 2026) to the Washington record (Aug 10, 2026). Statute: 30 days from discovery of the breach (RCW 19.255.010).
The statutes
- Texas: 60 days to notify residents from determination that the breach occurred, Tex. Bus. & Com. Code § 521.053. Attorney General within 30 days of determination when 250 or more Texas residents are affected.
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
- Vermont: 45 days to notify residents from discovery or notification of the breach, 9 V.S.A. § 2435. Attorney General within 14 business days of discovery or of the consumer notice, whichever is sooner, every breach.
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
- Massachusetts: no fixed period to notify residents from knowledge or reason to know of the breach, Mass. Gen. Laws ch. 93H, § 3. Attorney General and OCABR as soon as practicable and without unreasonable delay, every breach.
- Washington: 30 days to notify residents from discovery of the breach, RCW 19.255.010. Attorney General within 30 days of discovery when more than 500 Washington residents are affected.
Prior incidents by Kovack Financial, LLC
| Records | Breach window | Filed with | People |
|---|---|---|---|
| Jul 9, 2024 | Aug 15, 2023 | California | n/a |
Filings more than six months apart are shown as separate incidents.
Sources and method
Records as published by Texas AG, Oregon DOJ, Vermont AG, California AG, Massachusetts OCABR, Washington AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 2 letters read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.