Case file: Pacific Guardian Life Insurance Company, Limited
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Aug 5, 2023 to Aug 25, 2023
- Discovered
- Aug 25, 2023, as stated in the California letter
- State and federal records
- 2 filings, Apr 4, 2024
- Residents counted
- No state publishes a resident count for this incident
- Everyone affected
- 167,103, as reported to Oregon DOJ on Apr 4, 2024
- Information exposed
- Email address, Postal address
- Offered to those affected
- credit or identity monitoring through Experian (term not stated in the letter we read)
- Third party named
- No
- Days to notice
- Past the statutory period in all 2 states that set one, counted from discovery to each state's first record
- Prior incidents
- 1 earlier incident on record for this organization
The letter: "Through its response efforts, PGL learned that an unauthorized actor may have accessed or acquired data from the PGL environment on August 25, 2023."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Oregon Oregon DOJ | Apr 4, 2024 | 167,103 (total) | 223 days, statute 45 days, over | Record | |
| California California AG | Apr 4, 2024 | Not published | 223 days, statute 30 days, over | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 223 days from discovery (Aug 25, 2023) to the Oregon record (Apr 4, 2024). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 223 days from discovery (Aug 25, 2023) to the California record (Apr 4, 2024). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
Prior incidents by Pacific Guardian Life Insurance Company, Limited
| Records | Breach window | Filed with | People |
|---|---|---|---|
| Feb 17, 2020 | Nov 4, 2019 | California | n/a |
Filings more than six months apart are shown as separate incidents.
Sources and method
Records as published by Oregon DOJ, California AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.