Case file: Root Insurance Company
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Jan 21, 2021 to Jan 28, 2021
- Discovered
- Jan 28, 2021, as stated in the California letter
- State and federal records
- 2 filings, Feb 25, 2021 to Mar 4, 2021
- Residents counted
- No state publishes a resident count for this incident
- Everyone affected
- 61,198, as reported to Oregon DOJ on Feb 25, 2021
- Information exposed
- Health insurance, Date of birth
- Offered to those affected
- 12 months of credit or identity monitoring through Experian
- Third party named
- No
- Days to notice
- Past the statutory period in 1 of the 2 states that set one, counted from discovery to each state's first record
The letter: "We identified an unusual account creation pattern on January 28, 2021, and now believe that activity began in the week before that date."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| California California AG | Mar 4, 2021 | Not published | 35 days, statute 30 days, over | Letter Record | |
| Oregon Oregon DOJ | Feb 25, 2021 | 61,198 (total) | 28 days, statute 45 days | Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 35 days from discovery (Jan 28, 2021) to the California record (Mar 4, 2021). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
- 28 days from discovery (Jan 28, 2021) to the Oregon record (Feb 25, 2021). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
The statutes
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
Sources and method
Records as published by California AG, Oregon DOJ. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.